Jacksonville, Florida uses a no fault policy where the insurance will pay for you, family, or anybody riding in the car during the accident no matter who is at fault. Florida’s comparative fault law assigns a fault to each party and will only pay for some of the bills based on the percentage you were at fault. Florida requires a minimum of property damage liability (PDL) coverage which covers up to $10,000 to the other driver’s car and not your own. PDL does not cover your own car, just for the other driver’s car. Florida also requires personal injury protection (PIP) coverage or which will pay for medical expenses. In the event of a crash, the main things to do are don’t leave the scene, exchange information with the other driver, report the accident with authorities, gather as much evidence as you can about the accident, and watch out for what you say since it could be used against you later in court.
If you need Florida car insurance call 478-788-9188 or click here for a quote.