Covering boats and the boating property is similar to the coverage of cars and homes. The boating insurance is covered by a package basis in which that means that there is protection for physical property as well as the protection against legal and financial situation of harming others.
Property Coverage- Boating equipment – includes a variety of property that is used with all boats. Items that are considered would be radio navigation, radar, outboard motors, and also sports and equipment.
Boat Trailers- trailers used and designed to transport boats.
The property has to be owned by the person named by the policyholder. Items that are not included are boat property, races such as competition, and boats used full time as residences.
Liability Coverage– A boat owners policy responds to the claim and or lawsuits when another person is injured. Medical payments is another coverage that is covered when an incident occur. This will provide a reimbursement for medical and immediate treatment. It would be very important to get boaters insurance if you have a boat, because its a safety net for you to use when an incident occurs.
If you need a quote for Georgia click here or call 478-788-9188.